Tools
What are chargebacks actually costing you?
Honest math. No “up to” marketing inflation. Plug in your real monthly dispute count and AOV; we compute net recoverable using our published win rate (with confidence interval).
ROI calculator
The calculator returns once we publish our first win rate. We don't want to anchor your math on a number we haven't earned yet.
How this calculator works
- You enter monthly dispute count, average dispute value (≈ AOV), and your current win rate.
- We compare your current recovery (disputes × AOV × your win rate) against Victava's recovery (same disputes × AOV × our published win rate).
- We subtract our 20% success fee from the delta. Founding-cohort merchants can toggle the rate to 10% to see their founding pricing.
- When Victava's published win rate has a confidence interval, the calculator shows the range — not just a point estimate.
- When Victava's rate would predict you'd recover less (early sample noise, your existing process is great), we clamp the delta to $0 and tell you so. We don't invent “you're losing more” framings.
The full formula is laid out above — no hidden multipliers, no worst-case framing to inflate the number.
Math is great. Real disputes are better.
The Free Dispute Leak Audit replaces these estimates with concrete numbers from your actual last-12-months data. 90 seconds, no card.