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What are chargebacks actually costing you?

Honest math. No “up to” marketing inflation. Plug in your real monthly dispute count and AOV; we compute net recoverable using our published win rate (with confidence interval).

ROI calculator

The calculator returns once we publish our first win rate. We don't want to anchor your math on a number we haven't earned yet.

How this calculator works

  1. You enter monthly dispute count, average dispute value (≈ AOV), and your current win rate.
  2. We compare your current recovery (disputes × AOV × your win rate) against Victava's recovery (same disputes × AOV × our published win rate).
  3. We subtract our 20% success fee from Victava's recovery, not from the delta — we charge the fee on every dispute we win, including the ones you would have won without us, so that is what the fee line shows.
  4. When Victava's published win rate has a confidence interval, the calculator shows the range — not just a point estimate.
  5. When Victava's rate would predict you'd recover less (early sample noise, your existing process is great), we clamp the delta to $0 and tell you so — we don't invent a recovery shortfall you aren't facing. We do show a negative net, though: if our fee on every win comes to more than the extra we'd recover for you, that number is where you'd land, and rounding it up to $0 would be the inflation this page exists to avoid.

The full formula is laid out above — no hidden multipliers, no worst-case framing to inflate the number.

Math is great. Real disputes are better.

The Free Dispute Leak Audit replaces these estimates with concrete numbers from your actual last-12-months data. 90 seconds, no card.